Most transactions in Bosnia and Herzegovina are in cash.
The local currency is the Bosnian Mark, although Euro notes – but not coins – are also widely accepted, but be prepared for refusal.
Cashing travellers’ cheques is possible at most banks.
Cashpoints (ATM) are available in increasing numbers in the larger cities.
The acceptance of credit and debit cards outside of Banja Luka and Sarajevo is also becoming more widespread.
It is still advisable to carry enough cash with you when you are travelling outside major cities.